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Business Owners & Directors

Your company's retained profit can unlock more borrowing.

If you run a limited company and retain profit for tax efficiency, the high street will underestimate what you can borrow. The right specialist lender can use salary + net profit — not just salary + dividends. This changes things.

In brief
  • Salary + share of net profit assessment
  • Multiple company directors covered
  • Complex income structures modelled before application
  • Access to private bank and specialist lenders
  • Accountant liaison if needed
CeMAP qualified
Appointed Representative of HLP
On the FCA Financial Services Register
Access to 90+ lenders
Common questions

Questions about Mortgages for Business Owners & Directors

Most high-street lenders look at salary + dividends only. If you retain profit in your company (as most tax-efficient directors do), that retained profit is invisible to them — so your assessed income is artificially low.

Talk to me before you decide anything.

Free call, no commitment. I'll give you the honest picture and a recommendation that's right for you.