Guides written by me, for the people I talk to every day. No fluff, no generic advice. If it's on here, it's because someone asked me about it on a call.
If your accountant has done their job properly, your drawings look modest on paper. Here's how specialist lenders use salary + retained profit to change the numbers — and why most directors are borrowing far less than they should.
From 5% deposit deals to the Help to Buy replacement schemes, how credit scores actually work, and the exact moment to apply for a Decision in Principle. A plain-English guide to the whole process.
When your initial mortgage deal ends, your lender moves you onto their SVR — usually the worst rate in the market. Here's when to start looking, what's changed since you bought, and how to play your options.
What happens to your business if a key person dies? Can the remaining shareholders buy out the estate? This guide walks through the three main business protection policies and when each one matters.
Most people think they're similar. They're not. One pays if you're diagnosed with something serious; the other pays if you can't work. You may need both. Here's how to work out which matters most for your situation.