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Income Protection Insurance

If you couldn't work, how long could you last?

Most people could manage for a few months on savings. Income protection pays a regular monthly income — typically 50–70% of your gross earnings — if you can't work due to illness or injury. It's the most underused piece of protection there is.

In brief
  • Monthly income (not a lump sum)
  • Short and long-term benefit periods available
  • Own occupation definition — the strongest protection
  • Deferred periods from 4 weeks to 2 years
  • Self-employed policies with different assessment rules
CeMAP qualified
Appointed Representative of HLP
On the FCA Financial Services Register
Access to 90+ lenders
Common questions

Questions about Income Protection Insurance

The strongest type of income protection — it pays out if you cannot do YOUR specific job, not just any job. Some cheaper policies use 'any suited occupation' which is much harder to claim on. I only recommend own-occupation policies.

Talk to me before you decide anything.

Free call, no commitment. I'll give you the honest picture and a recommendation that's right for you.