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Buy-to-Let Mortgages

Buy-to-let done properly.

Whether you're buying your first investment property or expanding a portfolio, I'll search the whole market to find the right deal — including specialist lenders for Ltd Co, HMO and holiday let.

In brief
  • Personal name and Ltd Co buy-to-let
  • HMO and multi-unit freehold blocks
  • Holiday lets and Airbnb
  • 75–80% LTV standard, up to 85% available
  • Stress test calculations modelled before application
CeMAP qualified
Appointed Representative of HLP
On the FCA Financial Services Register
Access to 90+ lenders
The Financial Conduct Authority does not regulate most buy-to-let mortgages. Your property may be repossessed if you do not keep up repayments on your mortgage.
Common questions

Questions about Buy-to-Let Mortgages

Standard buy-to-let typically requires 20–25% deposit (75–80% LTV). Some lenders go to 85% but with significantly tighter criteria and higher rates. HMO mortgages usually need 25–30%.

Talk to me before you decide anything.

Free call, no commitment. I'll give you the honest picture and a recommendation that's right for you.