ASK ALANMORTGAGES
Remortgage

Your deal ended. Let's fix that.

Most people drift onto the SVR and overpay by hundreds a month. One call fixes it — I'll search the whole market to find your best option.

In brief
  • Whole-of-market search — 90+ lenders
  • Fixed, tracker, offset and flexible deals
  • Release equity for home improvements
  • Early repayment charge analysis
  • Straight comparison: new deal vs staying put
CeMAP qualified
Appointed Representative of HLP
On the FCA Financial Services Register
Access to 90+ lenders

Why remortgaging with a broker beats going direct.

Your existing lender will offer you a product transfer — quick, but limited to their range. I search the whole market, including deals not available direct to the public.

Product transfer vs full remortgage

A product transfer (staying with your current lender) is faster — usually no solicitor, no valuation. But it limits you to one lender's rates. A full remortgage switches lender, unlocks the whole market, and often saves £1,000–£3,000 a year. I'll compare both options honestly.

Releasing equity sensibly

Remortgaging to increase your loan against the property's value is a common, straightforward way to fund home improvements or help a family member onto the ladder. I'll model the cost and make sure it stacks up.

Self-employed? Remortgaging is different

Same income complexity applies. If your accounts have improved since you last applied, this is a genuine opportunity to access better rates. I'll re-run your numbers before any application.

AG
Alan's Tip
Set a diary reminder for 6 months before your deal expires. I'll do the rest — search, compare, recommend, and handle the application. Most remortgages complete in 4–6 weeks.
Common questions

Remortgage questions answered.

Six months before your current deal ends. That gives time to search, apply and complete without being rushed. Most offers are valid for 3–6 months, so you can lock in a rate early and switch as your existing deal expires.

Five minutes now saves hundreds a month.

Tell me when your deal ends and I'll tell you what's available. Free, no obligation, no hard sell.

Book a free call